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Considering a Reverse Mortgage? Read this!

Categories: Blog, Buying & Selling Your Home, Housing Industry News, News & Events, Recent Articles | Posted: July 25, 2016

Typically, reverse mortgages are used as a way for seniors to draw income from property they already own. But did you know that they can also be used to buy a new home?

One of our lending experts, Neil Sweren, VP of Reverse Mortgage Lending for Southern Trust Mortgage, just published a new blog discussing how seniors can use a reverse mortgage to finance the purchase of a new home. Check it out:

https://sweren.com/2016/07/20/a-reverse-mortgage-to-buy-a-home-heres-how/

 

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Best Places to Live – Apex, North Carolina

Categories: Apex, NC, Blog, Buying & Selling Your Home, General Announcements, Local Articles, Recent Articles | Posted: August 28, 2013

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CNN & MoneyMagazine have published their 2013 Best Places to Live in America  – and Apex, NC is in the Top 10!

Of our beautiful town, CNN says:

“Residents enjoy shopping and socializing in Apex’s historic downtown, which plays host to events like a jazz festival and the Peak City Pig Fest. For more outdoor fun, there’s the 400 acres of parks, baseball diamonds, and tennis courts.

The town has a range of affordable homes and is still growing, with residential building permits up 60% in the first quarter of 2013 compared with 2012.”

The Orchard Villas of Apex is located in one of “America’s Best Small Towns” and features many amenities that encourage the Active Adult Lifestyle.  Featuring Independent Living for adults ages 55+, eighty-six homes make up this ideal Apex active adult community that includes a clubhouse with fitness center and pool.

Contact our sales staff now at 919-267-6701 to learn more about our exciting Apex retirement community, or Click Here for our contact form.

Quality Time for Grandchildren and Grandparents

Categories: Blog, General Announcements, Health & Fitness, Home & Garden, Recent Articles | Posted: August 19, 2013

Having time to spend with grandchildren is one of the best parts of retirement!  Below are some tips to maximize your quality time:

1. Ask grandchildren and grandparents what they’d like to do.

Sometimes solving the matter of appropriate activities is as simple as asking the right questions. Older adults are very aware of what their limitations are and so they can identify what activities they feel most comfortable doing. Toddlers and other young children often don’t understand the limitations of grandparents. A grandmother with diabetes may not eat the same kinds of foods that a youngster is used to and a grandfather with arthritis won’t be able to play tag. Explaining the nature of an older adult’s limitations can be very helpful and may spark some creative ideas.

It’s important to select activities that are appealing to both grandparents and grandchildren. Reading books together, listening to a favorite kids’ music CD, or throwing a ball for the family dog to fetch are simple activities that can be enjoyed together.

2. Make together time part of your daily routine

Many older adults have a particular schedule of shopping, doing errands, and exercise; routines are very important and can help support a healthy lifestyle. If possible, consider bringing children along on these excursions. Children can help select produce at the grocery store and will enjoy walking around the block with their grandparents. Light bike riding and speed walking are two other healthy activities that grandparents and grandkids can do together. Some youngsters I’ve met enjoy strolling with their grandparents because it’s easy to keep up with them.

3. Reading together

All kids love having books read to them and grandparents make great storytellers. Select books with a typeface that is large enough to be clearly read; most children’s books have relatively large letters so this shouldn’t be difficult. If a grandparent experiences pain after sitting for a long period of time, make sure to select books that can be finished quickly. Longer books can be marked with a bookmark and returned to at a later date.

A grandparent with sight impairment or difficulty reading aloud may enjoy listening to audio books. Visit your local public library to find audio books appropriate for your child’s reading age. You can usually find children’s audio books in a special section of the library.

4. Have dinner as a family

There are many health conditions that can impact the daily dietary choices of an older adult. As a result dinner at grandma and grandpa’s house may look different than what your kids are used to. Finding common ground between the diet of a young child and the diet of an older adult can be tricky. Planning a family meal well in advance can remove much of the stress that might otherwise surround a dinner together. Make some dishes beforehand or bring certain foods along with you when traveling to the grandparent’s home to help the child feel more comfortable.

Grandparents living in assisted care facilities often eat together in a dining room where special diets can be easily accommodated. It’s usually possible to join your family member for lunch or dinner in the resident dining room if advance notice is given to the management. This is one way to have a nice meal that everyone can enjoy while remaining in an environment that is safe and supportive for elderly family members.

5. Spend the afternoon at a neighborhood park

Parks are great places for grandparents and grandkids to visit together. These spaces are usually very accessible so mobility devices, walkers, and canes can be used on most of the primary park surfaces. If mobility and having a place to sit is a concern for a particular grandparent, look around your city for a park that gives the children ample space to run around and that also has shady areas for grandparents to sit. Bring some snacks and an umbrella and enjoy an afternoon together at the park.

Grandparents want to spend time with the youngest members of their family, no matter how old they get. By taking into consideration the limitations of the grandparents in your family and the needs of the little ones, you can come up with many opportunities for family togetherness.

(SeniorsGuideOnline.com)

Upsize Your Life by Right-Sizing at The Villas

Categories: Apex, NC, Blog, General Announcements, Local Articles, Press Releases, Recent Articles, Wake Forest, NC | Posted: August 15, 2013

Active Adult Retirement Communities in Wake Forest and Apex, North Carolina

retirement communities

Declare it’s time to “upsize” your life by right-sizing your home

What does this really mean? Rightsizing means that you are ready to jettison out of your big house with probably more space than you really need now, ditch those yard responsibilities and free yourself of house maintenance chores and expense. It’s time to live in a home that is the RIGHT SIZE for you.

You know what we mean! The upsizing part is having more time and freedom to do the things you want to do…. Traveling, spending time with family/grandchildren, golfing, hobbies or activities you’ve thought about for a long time! Or, at The Villas Community, you can just walk up the street to the Clubhouse and pool and chat with your neighbors or work out in your fitness room! We call it “relaxation central!”

There is no time like now to Upsize your life and start thinking about YOU! And The Villas can deliver!!

NO NEED TO SACRIFICE…Right-size in STYLE!

At our Epcon Communities in Wake Forest and Apex, you will find an array of stylish and smart home options to suit your style! Practical and efficient, these cutting-edge homes are designed to live large. Multiple ingenious floor plans to choose from, designed to meet the needs of our buyers, are very popular with those that are “right-sizing” and there is no compromising on quality here! Built with high-quality, energy efficient materials, these homes feature single-story living, sunrooms, lots of windows and open space, beautiful kitchens, attached two car garages and patios and courtyards. For those that need a bit more extra space and privacy, we’ve got you covered! At The Villas, you can have a second floor bonus room in a variety of our home styles. On top of all this, there are many extras included in these homes that a lot of builders charge extra for.

Come explore this life for yourself. We encourage you to talk to the folks that live here. They are just like you and they will tell you why they love living at The Villas of Wake Forest and The Orchard Villas in Apex. It’s easy to get used to this life! It’s time you did!

 

Call today to tour one or both of these unique communities. Or just stop by!

Hours Mon – Sat 10-6; Sun 1-6.

The Villas of Wake Forest 919-569-0043

Orchard Villas Apex 919-267-6701


What is an Active Adult Community?

Categories: Apex, NC, Blog, Buying & Selling Your Home, General Announcements, Health & Fitness, Home & Garden, Local Articles, Recent Articles, Roanoke, VA, Wake Forest, NC | Posted: August 5, 2013

A community that says, forget about spending your Saturday mornings mowing the grass, or cleaning out the gutters; instead take that time to play a round of golf, go swimming, practice yoga, or cuddle up and nap!

Retirement Living Communities, or “Age Restricted” Communities, have been viewed as places those that can no longer care for themselves go to find solace; however, that is far from the truth, especially now adays. Today, choosing a retirement community is like choosing the toppings on a pizza- endless and can be customized to fit the person you are and your needs.

Types of housing communities range from, completely independent (ie-Active Adult Communities) to Skilled Nursing Facilities. Active Adult Communities are developments where folks, typically, ages 55+ can live independently in their own home as far as daily living activities (meals, cleaning and housekeeping, monitoring medications, personal care, etc) are concerned, while the community tends to the upkeep of the exterior of the home, landscaping, and other amenities.

What is an Active Adult Community?

An Active Adult home is built with accessibility and safety in mind, so seniors can “age in place”.

Amenities offered, but not limited to, can include:

  • Golf
  • Swimming
  • Biking
  • Walking Trails
  • Cooking Classes
  • Dance, Cardio, Yoga, and Pilates Classes
  • Fitness Centers
  • Spas
  • Tennis Courts
  • Game Rooms

To find out what great amenities await you from Cornerstone Homes, call (804) 484-3242 ext 221.


Cornerstone Homes offers independent living for adults 55+ in North Carolina (Apex & Wake Forest) and Virginia (Roanoke, Christiansburg & Fredericksburg)

Your “Someday” is NOW at The Villas!

Categories: Apex, NC, Blog, Buying & Selling Your Home, General Announcements, Local Articles, Press Releases, Recent Articles, Roanoke, VA, Wake Forest, NC | Posted: June 14, 2013

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You’ve worked hard… You’ve sacrificed some… and given lots. And if you had to do it all over again, you would… without hesitation.

But now it’s time to focus on YOU! This is your time to live every day extraordinarily. You’ve decided you are done with cutting the grass, raking leaves, and taking multiple trips up and down the stairs daily.

NOW’S THE TIME TO LIVE WORRY-FREE AND JOY-FILLED WHERE EVERY DAY IS LIKE VACATION!

At all of our communities, you don’t just buy a new house. You buy into a “maintenance-free” lifestyle that gives meaning to easy living and spending time doing whatever you want to do, whenever you want to do it!! And it is so easy to make new friends here. You see, there is always something going on at our clubhouses… pot luck dinners, cards, book clubs, aerobics in the swimming pool, cookouts, bocce ball, and much more! As one homeowner put it, “it’s one thing to have close friends. It’s another thing to have good neighbors! At The Villas, we have both!”

Single story living, outdoor patios or courtyards, unique floor plans… these exceptional homes have plush “extras” you won’t find everywhere. Combined with the great prices, current builder incentives, and the lowest interest rates of all time… you can’t afford to wait any longer! Your SOMEDAY IS NOW! Visit to see for yourself why The Villas is a wise investment in your future and new lifestyle!!

Stage Your Home – It WILL Sell!!!

Categories: Blog, Recent Articles | Posted: December 22, 2011

Today’s buyers want to move right in without having to do a lot of work– they want a “turnkey” home! Buyers are busy and will pay a premium for a home that is in prime condition. Staging will make a difference between your home selling or not, the time it takes and the price you get for your home.

Today, you may not get what you feel you should for your home. In addition to this, it is difficult to think about having to invest fix-up costs and time to prepare your home for sale. However, keep your goal in mind…. which is to sell your house in a difficult market and move on with your life…. to a new and exciting lifestyle and new home!

We’ve seen example after example of folks that did not stage, left their home cluttered with personal collections, pictures and lots of wonderful furniture that had been accumulated over a lifetime. While these things make your house your home, through a buyer’s eye, it is difficult to imagine living in your home when they may focus on your treasures instead of focusing on your house. Plus, less personal property usually gives homes a more spacious feel. Buyers want the most for their money, and bigger is usually better. Decluttering is something most sellers need to do. After removing items, fresh paint and a fresh look, we have seen many of these homes sell right away. Yours will too!!

In short, to close the deal, your home should be spotless and inviting. Follow these simple tips and your home will sell, probably faster and for more profit than you think. You will be one step closer to a carefree lifestyle you deserve.

8 Steps to Successful Retirement!

Categories: General Announcements, Recent Articles | Posted: June 14, 2011

Retirement minus 20:  Ah, you have so much time! Retirement prep in this stage is financial – start saving aggressively.  Seek professional financial help if you can!

Retirement minus 10:  With 10 years to go, your assests are building up and you have allocated them wisely.  Meet with your financial advisor to discuss your retirement savings vs. your imagined retirement lifestyle.  What is your target number?  Check out possible retirement regions, towns & lifestyles.  This will help you with the next important step.

Retirement minus 5:   The happiest retirees are the ones who planned for it.  Now it’s time to get serious! What are your priorities?  Consider climate, region, environment (beach, mountains, etc), Lifestyle (golf, boating, etc), economics, proximity to friends/relatives, full or part time residence.   Keep saving.

Retirement minus 4:   In addition to above, this year start exploring, “what am I going to do in retirement.”

Retirement minus 3:  Continue with all the above.  This may be good time to take a vacation in area you might be considering for retirement.  At minimum try visiting a few neighboring towns or communities.

Retirement minus 2:   Start the downsizing (or “rightsizing”)  process!  Your big home is going to cost you a lot of unnecessary money, so you might think about moving to a new home that’s easier to t ake care of and costs you less in energy and taxes.  That applies especially if you have decided to stay in the area where you now live.

Retirement minus 1:    Check out  active adult communities.  Good places in desireable communities fill up fast, so don’t wait until the day you retire to make a reservation.  Make a last check on your finances and priorities and get ready for retirement.

Blastoff!   Enjoy your retirement. 

(excerpt from topretirements.com)

Come Home to the Maintenance Free Lifestyle you’ve Dreamed of. It’s time…..

Categories: Blog, Recent Articles, Uncategorized | Posted: October 14, 2010

Time to enjoy an easy pace and a beautiful place where community comes first and the living is close knit, low stress, and maintenance free. Enjoy the small-town feeling of this unique 108-home development for active adults offering single-story homes, bright and open floor plans, energy efficient construction, lovely landscaping, and pool, clubhouse and fitness center. Why wait for the move that will change your life? You don’t have to with our Own a Villa Today program!

Our Own a Villa Today Program team will help you:

· Prepare & sell your home

· Secure your financing

· “Rightsize” your belongings & organize your move

Community Amenities Include:

· Single-Story Luxury Living

· Clubhouse & Pool

· Fitness Center

· Gourmet Kitchens

· Open Floor Plans

· Sunrooms

· Energy Efficient

· Abundant Storage

· Attached 2-Car Garages

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The Villa Life Awaits You in Roanoke and Christiansburg Virginia

Categories: Blog, Recent Articles | Posted: October 14, 2010

Active Adults Choose Quality, Convenience and Value for an Exceptional Lifestyle at Cornerstone Home Communities

“Our single-story, maintenance free villa communities have been popular with boomers and active adults since we built our first one in 2000,” said Roger Glover, principal of Cornerstone Homes Development, LLC. “Our market knows what it wants, and people have decided they aren’t waiting to get it. They are taking advantage of a great opportunity to embrace a new and more attractive home and lifestyle. That lifestyle includes easier, more gracious living in a community of peers with all the amenities. We have given them that in our Cornerstone Home communities, and the result is a resort lifestyle that they can enjoy today—and every day!”
Glover goes on to say that they are currently building out communities in Roanoke and Christiansburg. He expects Christiansburg to be sold out by the end of the year, and Roanoke is in the final stages of development.

“We have surpassed most others in this market. We offer the most value by combining quality and affordability, especially at the Villas at Pepper’s Ferry in Christiansburg where we stand out because there are no other communities that come close to offering this kind of lifestyle for active adults.”

Donna Vitaliano, community marketing director of the Villas at Peppers Ferry in Christiansburg, said there are only eight homes left to sell in Pepper’s Ferry. “They are selling so well and are so popular because they offer a winning combination of single-story, well-designed floor plans and a ‘small town,’ neighborly atmosphere that appeal to adults seeking regular and wide-ranging social activities at the pool, fitness center and clubhouse, freedom from outdoor maintenance, and the best of active adult living.

In addition to a desirable floor plan and solid construction, Cornerstone Homes customers find they have bought a home in a true, old-fashioned American neighborhood that offers green spaces, beautifully maintained landscaping, and a lifestyle reminiscent of simpler times. “Residents live among peers who are ready to customize their future and share a zest for and ability to enjoy hobbies, grandchildren, and continuing education,” said Kathy Gentry, community marketing director at Orchard Villas in Roanoke. “They enjoy more of life because they enjoy each other and they aren’t burdened with the hassles and expense of owning a big house and yard.”

She adds that Cornerstone Homes communities are designed to be small and cohesive, with tree-lined streets, sidewalks, park benches and walking trails. Monthly book clubs, barbeques, classes in the clubhouse and fitness center, and enriching discussions by the pool further a sense of community and support the common goals of enjoying a rewarding lifestyle. “As well, those who are working and planning for retirement enjoy getting a jump on the life they envision. Cornerstone Homes have proven to be a good investment on a number of levels,” Gentry said.”

And to make the transition easier for home buyers, Cornerstone Homes offers the Own a Villa Today Program. “The program is designed to make the transition from your old home to your new one in the Villas completely stress free,” said Gentry. “It provides assistance with everything from selling your home to downsizing to moving in. There is no reason to wait.”